Our Blogs

Where Should I Put My Retirement Money?

April 12, 2021

The question 'where should I put my retirement money?' is one that financial advisers are often asked. Unfortunately, there is not a one-size-fits-all response that...

Important Taxes to Consider in Financial Planning Strategy

April 8, 2021

We understand taxes are not the most exciting topic, so please enjoy this photo of a baby seal. We promise to keep this under 500...

Foreign Exchange Market Report 07/04/21

April 7, 2021

Sterling Traders of the British Pound were glad to see the UK currency reaching fresh one-year highs above 1.18 at the start of the week....

A Fortnightly Look at Global Financial Markets

April 1, 2021

Higher bond yields are being seen as confirmation of a recovery in growth The VIX ‘fear gauge’ index is at a 13 month low No...

How to Become a Financial Adviser in Dubai

March 31, 2021

How to become a financial adviser in Dubai Working in the financial services industry is one of the most sought after career paths globally. Similarly,...

Foreign Exchange Market Report 29/03/21

March 30, 2021

The Cable GBP/USD & Chunnel GBP/EUR In the last week of March, the GBP/USD was being traded at 1.3760 whereas the GBP to Euro exchange...

Citizenship by Investment Dubai

March 24, 2021

Why people are exploring citizenship by investment options? What are the top options for UAE residents? How quickly can a second passport be obtained? How...

A Fortnightly Look at Global Financial Markets

March 15, 2021

Bond yields look set to rise further, but sustained inflation appears unlikely Equity and credit investors will meanwhile focus on the likely rebound in...

What to Expect From Rishi Sunak’s Budget

February 28, 2021

Written by Mario Laghos - 28th February 2021 The Chancellor of the Exchequer, Rishi Sunak, is set to deliver the budget on Wednesday, the 3rd...

Accessing Your Swiss Pension From Overseas 2021

February 18, 2021

How to access your Swiss pension How your Swiss pension is currently held How to invest your pension 2021 Switzerland is a popular choice for...

Transferring a Final Salary Pension into a SIPP

February 16, 2021

What is a final salary pension? Why do people transfer their final salary pensions into SIPPs? How can you find out your transfer value? Is...

A Fortnightly Look at Global Financial Markets

January 24, 2021

President Biden gives further impetus to market confidence Are rising Treasury yields really a risk to stock markets? The two legs to cyclical stocks: Georgia...

2021 Financial House Keeping Tips

January 6, 2021

If you, like many people, are formulating some financial plans for 2021, this blog is a good place to start. As any food nutritionist will...

Building a Property Portfolio in 2021

December 10, 2020

For investors, 2020 has been an interesting year. Equity markets tumbled in March, presenting a major buying opportunity. Alternative investments including gold & certain cryptocurrencies...

The Best and Worst Stocks of 2020

November 30, 2020

2020 has been a turbulent year in the stock market. In January as news stories began to emerge about a SARS-like virus in Wuhan, China...

How to calculate your CETV in 2021

November 30, 2020

If you have a United Kingdom Defined Benefit workplace pension and you have not yet drawn down from it, you may be eligible to request...

A fortnightly look at global financial markets

November 26, 2020

Vaccine success drives risk assets higher The risk posed by Trump and other populists Bitcoin benefits from professional investor interest A weak dollar? A deal...

Preparing for the road ahead

November 12, 2020

If this year has taught us anything, it is that we never quite know what is around the corner and, we never will. This year...

Investment Outlook – Tom Elliott’s Fortnightly Look at Global Financial Markets

November 9, 2020

Global investors are finding positives in a Democrat presidency and Republican Senate Risk assets rally: NASDAQ’s best week in seven months Trump’s legacies: caution on...

UAE Announces Reforms to Inheritance Laws

November 9, 2020

Major changes to UAE inheritance law The United Arab Emirates government on Saturday the 7th of November announced sweeping changes to personal status laws. One...

FX Market Report 02/11/20

November 3, 2020

Following the several announcements to go into lockdown this weekend, the Pound to Euro (GBP/EUR) exchange rate has been fluctuating(1.1102 at time of writing). The...

FX Market Report 26/10/20

October 27, 2020

On Monday, the U.S. dollar was up against the Euro, following the spike in coronavirus cases in Europe and the United States. The gain was...

How to win the United States Presidential election

October 26, 2020

With the US Presidential election fast approaching, we take a look at some of the key questions about how the election works. The power of...

Investment Outlook – Tom Elliott – A fortnightly look at global financial markets

October 22, 2020

A ‘blue wave’ supports U.S stocks But new waves of Covid-19 cast a shadow Remain diversified! Goodbye austerity, hello big deficits U.K/ E.U trade deal:...

Dubai opens its doors to remote workers

October 22, 2020

The government of Dubai has opened the cities doors to remote workers Workers who can prove an income of $5,000 per month are eligible for...

Key points on Portugal’s Golden Visa Scheme

October 21, 2020

Portugal's Golden Visa Scheme Portugal's Golden Visa scheme is a unique and extremely popular residency and citizenship program. Alternative residency and citizenship options are becoming...

Investment Outlook – Tom Elliott – A fortnightly look at global financial markets

October 11, 2020

Trump’s illness- more unwelcome uncertainty to the U.S presidential election Brexit no-deal haunts U.K stocks and the pound The unloved U.K stock market might offer...

What can we expect from the UAE/Israel peace treaty?

October 1, 2020

On September 15th leaders from Israel and the UAE signed a peace treaty known as the Abraham Accords Peace Treaty: Treaty of Peace, Diplomatic Relations...

222 Weeks Later – what’s happening with Brexit?

September 28, 2020

A breakdown of Brexit so far The United Kingdom is no longer a member of the European Union, but the Brexit debacle is far from...

How to track down your lost UK pensions

September 9, 2020

Earlier this year we wrote about how there is an estimated 37 billion in unclaimed UK workplace pensions. Each year this staggering figure is likely...

How Savers Can Grow Their Wealth in an Age of Abysmal Interest Rates

September 8, 2020

You work exceptionally hard for your salary each month. You exude massive amounts of energy each day, to earn your income. But as soon as...

Global Market Report 03/09/2020

September 3, 2020

Market sentiment The rally continues, with all major stock markets making good gains in August. Stocks continue to benefit from very low ‘risk-free’ rates around...

5 reasons why millionaires change their citizenship

August 30, 2020

Why do millionaires change their citizenship? To many, the idea of changing your citizenship is a strange concept. However, for the world's ultra-rich, it's becoming...

FREE E-BOOK: 10 TIPS FOR A BETTER PENSION

August 27, 2020

For many people, retirement now lasts for over 30 years. With life expectancies rising year-on-year, more and more people are on track to have insufficient...

Scary Facts: The Real Cost of Body Repatriation

August 25, 2020

If you pass away whilst living overseas, you will need to be flown home for your burial. Losing a loved one is always distressing, but...

Five Minute Finance – The Last Week 24/08/2020

August 25, 2020

Economic Activity The US housing market felt a surprising boost in confidence, as recently reported figures saw existing-home sales rise to the highest level since...

The Dangers of Copy Trading

August 20, 2020

What you should know about 'copy trading' You've probably seen adverts on YouTube and elsewhere about copy trading. The adverts are designed to fill inexperienced...

The Dangers of Remitting Savings to India

August 18, 2020

A Title to be Wary of For many years, India has been the world's top recipient of remittances. This means, the Indian diaspora, sends the...

Five Minute Finance – The Last Week

August 18, 2020

Economic Activity New unemployment claims in the US fell from 1.19m to 0.96m their lowest level since mid-march. The UK economy contracted by a record...

Your UK Pension Questions Answered!

August 4, 2020

We've taken a look at the top UK pension-related questions people have been entering into Google. What UK pension benefits am I entitled to? What...

Find out why low interest rates are a threat to your UK pension

July 14, 2020

DB members: It's time to take an interest in interest rates The Pensions Regulator identifies three main risks that all defined benefit pension schemes and...

The Importance of Conducting a Swiss Pension Review

July 11, 2020

Switzerland is a popular choice for expatriates to live and work for a number of years. Following a period of employment, many expats choose to...

Rishi Rich – Chancellor Announces ‘Mini-Budget’

July 9, 2020

Wednesday was a busy day in parliament for the Conservative government. Prime minster, Boris Johnson went toe to toe with the Leader of the Opposition,...

What is The Lifetime Allowance?

July 6, 2020

The Lifetime Allowance The Lifetime Allowance (LTA) is a limit on the amount which can be taken from your pension schemes either as a lump...

The Eulogy of Cash

July 1, 2020

For many years the use of physical cash has been in decline with digitalised currencies becoming the norm. This blog explores how the trend began...

The World’s Five Top Passports

June 24, 2020

A person's passport has the ability to greatly change their opportunities in life. Today's blog firstly explores the world's most powerful passports according to the...

Explained: Defined Benefit and Defined Contribution Pensions

June 24, 2020

In the UK there are two main types of private pensions: defined contribution - a pension pot where the value is determined by investment growth...

The Top 5 Expat Cities 2020

June 14, 2020

If you'd decided 2020 was finally the year to move overseas and become an expat, you may well be understandably disappointed. Border restrictions across the...

History made as the NASDAQ passes 10,000

June 11, 2020

The NASDAQ hits new highs History was made on Wednesday as the NASDAQ Composite finished above 10,000 for the first time in history. The surge...

8 easy ways to save money

June 9, 2020

No matter where you are on your financial journey, it's always wise to be sensible with your money and save on costs where possible. This...

5 tax-friendly retirement destinations

June 8, 2020

Ask yourself... What does your dream retirement look like? Does it involve white sandy beaches; idyllic mountain ranges or perhaps quiet countryside? Wherever you see...

FX Market Report 04/06/2020

June 4, 2020

Euro Dollar EUR/USD was seen strengthening last week’s gains, hitting 1.115 – the highest level in three months. The pair could be boosted by ongoing...

The Importance of Having a Will as an Expat

June 4, 2020

For certain expats, the creation of a Will is one of the most important components in wealth and estate planning. This blog will explore why...

NYSE Head of Exchange-Traded Products: ‘This could be the year for active management’

June 2, 2020

In an interview with CNBC, Douglas Yones, the Head of Exchange Traded Funds at the New York Stock Exchange claimed 'this could be the year...

Expatriate Brits: Don’t neglect your UK State Pension entitlement

June 2, 2020

'The best investment a Brit can make' One of the biggest threats to Brit's living overseas is poor financial planning. Many Brit's choose to live...

Why it’s important to save regularly

May 27, 2020

One of the most important steps on the journey to financial security is saving on a regular basis. There are many benefits to saving on...

The benefits of adding gold to your portfolio

May 21, 2020

The value of gold Coronavirus is having a major impact on the global financial markets. As a result of the notable increase in market volatility,...

Planning to send your child to study in the UK? Here’s what you need to know

May 21, 2020

The financial implications of studying in the UK The UK is one of the most popular destinations for international students, and it's not difficult to...

Japan Falls Into Recession

May 19, 2020

Written by Ciaran McDiamond – deVere Acuma PUBLISHED: 19 May 2020 Key points For the first time since 2015 Japan has gone into recession Japan is...

FX Market Report 18/05/2020

May 18, 2020

Euro Dollar EUR/USD is trading above 1.08 support level, defying odds by recovering several times last week. However, the single currency is facing a number...

Five Minute Finance: UK State Pension Triple Lock to be Scrapped?

May 17, 2020

Written by Ciaran McDiamond - deVere Acuma PUBLISHED: 17 May 2020 Key points Every year the UK state pension increases in value by either 2.5...

5 Benefits of Holding Property in Your Investment Portfolio

May 13, 2020

1. Income We are currently living in an age of low-interest rates. The Bank of England has dropped interest rates to 0.1% with similar figures...

Is Socially Responsible Investing Profitable?

May 12, 2020

What is socially responsible investing? Can you invest ethically and achieve good returns? What does the future hold? A Changing World The...

Inheritance Tax: Are overseas Brit’s exempt?

May 10, 2020

The Inheritance Tax implications of living overseas If you are of British domicile, your estate will be tested against UK Inheritance Tax rules when you...

UK Pension Deficits Explained

May 7, 2020

Pension Deficits in the UK You may have come across the terms 'pension deficit' and 'pension crisis' in recent years. These terms are often used...

How to Fix a Foreign Exchange Rate – FX Forward Contracts

May 5, 2020

The Need For Foreign Currency As an expat or someone with assets, liabilities or other financial commitments overseas, FX rates are always an important consideration....

What The Banks Don’t Want You to Know About Foreign Exchange

April 30, 2020

The secrets of the foreign exchange market The foreign exchange or forex market is the largest financial market in the world – larger even than...

Pension Transfer Values Sky High

April 29, 2020

Pension Transfers Members of most private sector 'defined benefit' schemes have the right to exchange their future pension benefits for a cash lump sum. Quite...

The 40% Death Tax on US Shares

April 28, 2020

Protecting Your Assets This blog highlights one of the biggest risks of investing in US situs assets, Estate Tax. The strong long-term performance of the...

FX Market Report 27/04/2020

April 27, 2020

Foreign Exchange Report 27/04/2020 Euro Dollar EUR/USD is trading above 1.0850, as the number of coronavirus cases in Europe continues to drop and countries in...

Brit’s in the UAE: It’s Time to Review Your Pension

April 27, 2020

If you’ve contributed to a UK pension and you now live in the UAE this blog is for you. We’ve listed 5 quick reasons why...

Can I take my investment’s back to the UK tax-free?

April 27, 2020

Overseas wealth creation There is a growing trend of DIY investors who are building portfolios in tax-free countries. These self-managed portfolio's, often consist of ETF's,...

How COVID-19 is Transforming the Global Economy

April 21, 2020

The Story So Far In 1992, Bill Clinton won the US presidential election, ousting the Republican incumbent, George H. Bush, and in so doing...

FX Market Report 20/04/20

April 20, 2020

Foreign Exchange Report 20/04/2020 Euro Dollar EUR/USD has started the new week trading with mild losses. Last week, the pair had already lost half a...

The Dangers of Living in a Tax-Free Country

April 16, 2020

For every action, there is an equal and opposite reaction High salaries, white sand beaches, multi-cultural environments, no-income-tax and a glamorous lifestyle, what's not to like? If it seems...

Do I Need Critical Illness Cover?

April 9, 2020

Do you need critical illness cover? Critical illness cover, also known as ‘CIC’ or critical illness insurance is an insurance product which pays out a...

Do I Need Life Insurance?

April 8, 2020

What is life insurance? The majority of life insurance policies available are designed to pay out a cash lump sum to your beneficiaries if you...

Your Bank Account is Losing You 3% Per Year

April 1, 2020

The Long-Term Decline of Interest-Rates Keeping money in the bank was historically a sensible move for savers. Blessed with high-interest rates, savers often...

Free UK Will offered to deVere Clients

April 1, 2020

Estate Planning The deVere Group are committed to assisting our clients in every part of their financial planning. One of the most important parts of...

The Benefits of UK Pension Consolidation

March 30, 2020

UK Pension Consolidation Holding pensions with multiple schemes can be an administrative nightmare. This blog explores some of the benefits of pension consolidation. Historically people’s...

The Politics Behind Britain’s COVID-19 response

March 29, 2020

Why the UK’s COVID stimulus is driven by electors and the elected in equal measure. Boris Johnson’s rise The 2019 general election was a decisive...

Brits in Australia: It’s Time to Review Your UK Pension!

March 26, 2020

If you’ve contributed to a UK pension and you now live in Australia this blog is for you. We've listed 5 quick reasons why now...

Becoming the teacher – the hopes and fears of taking on the job at home

March 26, 2020

A changing world As the schools close for all but the most vulnerable children or those with parents and carers in key jobs, suddenly...

The Investors Who Profited From the 2008 Financial Crisis

March 26, 2020

Barron Rothschild has many famous quotes to his name. There is one, however, which underpins his success more accurately than the rest. "Buy when there...

COVID-19 Creates High Demand for Structured Notes

March 24, 2020

Looking for returns in a volatile market Since the outbreak of COVID-19 and the subsequent collapse of global financial markets, deVere Investment has experienced exceptionally...

Why Millennials Have More Instagram Followers Than Dollars In The Bank

March 21, 2020

Introduction It's no secret that millennials are far from perfect when it comes to money management. If that sounds like you, keep reading. This blog...

Thaw your Swiss pension

March 21, 2020

If you've contributed to a Swiss pension and you now live outside Switzerland this blog is for you. When most people think of the word...

Is a stock market crash an investment opportunity?

March 19, 2020

[activecampaign form=41] Investing in the middle of a pandemic? When you flick on Bloomberg all you see is red. Share prices around the world have...

Three Financial Mistakes You Can Avoid

March 19, 2020

We're all guilty of delaying certain things in life. Common avoidances include visiting the dentist, working out, and changing a lightbulb. Some things we can...

The Pension Protection Fund Explained

March 18, 2020

What is the Pension Protection Fund? The Pension Protection Fund (PPF) is a government-backed body that deals with defined-benefit schemes in the event that an...

Saudi Arabia and Russia lock horns as oil prices crash

March 18, 2020

Oil Prices Crash Oil prices have witnessed their largest drop since 1991. The horns of global oil-producing giants Saudi Arabia and Russia have abruptly locked....

COVID-19 Tips: How to Work Effectively From Home

March 16, 2020

COVID-19 - How to Work Effectively From Home Life as we know it has changed. At least, for a short while. Around the world, many...

2020 Financial Crisis: DIY Investors Are Most at Risk

March 10, 2020

Over the past decade we have seen two trends: The longest bull-market in history & the rise of DIY investors. Following the 2008/09 global financial crisis,...

The Dangers of DIY Investing in a Financial Crisis

March 9, 2020

The dangers of DIY investing People often make one of two mistakes when it comes to looking after their health and managing their wealth in...

How Thai Baht/GBP currency volatility can make or break your UK Defined Benefit pension

March 8, 2020

Retiring in Thailand Thailand remains an extremely popular destination for people moving from the United Kingdom. The stunning nature, friendly local communities and vibrant culture...

5 Reasons to Start Investing Now

March 8, 2020

Investing, like many things in life, benefits from an early start. The earlier a person starts, the greater their potential return on investment. Here's five...

A Fortnightly Look at Global Financial Markets

March 5, 2020

Relative valuations increasingly support stocks, but doubts grow on the corporate earnings outlook Is Coronavirus a V or a U-shaped shock to the global...

Offshore Accounts: The Easiest Way to Protect Your Wealth

March 5, 2020

Offshore accounts Holding an offshore account is a great way to protect your assets from a variety of threats. This blog will outline exactly what...

Insights Basics: Why Viruses Like COVID-19 Effect Stock Markets

March 4, 2020

You've probably seen a lot in the news lately about Coronavirus and its impact on global stock markets. The word 'slump'; 'hysteria' and 'correction' have...

5 Quick Reasons Why You Should Review Your Pension Today!

March 2, 2020

Charges In the last 20 years, pension products have changed significantly. One of the most visible changes during that period has been the reduction in...

The Lebanon Banking Crisis: Where Should I Send My Money Now?

March 2, 2020

Lebanon's highly successful diaspora has for years directed significant portions of their wealth back to Lebanese banks.These remittance payments pumped an average amount of 6...

The Effect of Coronavirus on Global Financial Markets

February 27, 2020

Financial markets have dropped for the third successive day as investors are becoming continuously spooked by the impact of Coronavirus or COVID-19. February 25th...

Retirement planning in the UAE for oil and gas professionals

February 26, 2020

Financial advisors are often asked by oil & gas professionals to recommend the most suitable retirement plan for their needs. Unfortunately, there is no one-size-fits-all...

£37 Billion in unclaimed UK pensions – How much of it is yours?

February 24, 2020

Historically people's careers would often consist of working in just one or two roles within the same company or public sector organisation. In terms of...

A fortnightly look at global financial markets

February 23, 2020

Coronavirus versus the U.S consumer Wall Street at new highs The U.S economy approaches a Goldilocks scenario…thanks in part to a 4.6% federal budget deficit...

The Currency Risk of Drawing From Your UK Pension in Australia

February 19, 2020

Australia remains an extremely popular destination for people moving from the United Kingdom. The stunning nature, friendly local communities and vibrant culture make Australia a...

Can your spouse depend on your defined benefit pension?

February 18, 2020

When you pass away your surviving spouse may be eligible to receive an on-going pension from your defined benefit pension scheme. What is a defined...

Foreign Exchange Report 17/02/2020

February 17, 2020

The EUR/USD rate is trading below 1.0850, down 1.04% last week and hitting its lowest since April 2017, as economic sentiment in the eurozone weakens....

There’s a reason you haven’t been able to save money in the UAE

February 13, 2020

Many expatriate residents in Dubai and Abu Dhabi originally come from a country which has automatic pension legislation. This means that before moving to the...

What’s the best investment for expats in the UAE?

February 13, 2020

Financial advisors are often asked 'what is a good investment for expats in the UAE?'. Unfortunately, there is no one-size-fits-all response which can satisfactorily answer...

A fortnightly look at global financial markets

February 4, 2020

Global stock markets nervous as coronavirus claims more than 300 deaths in China Core government bonds and safe haven currencies rally Coronavirus wont stop the...

Brexit on Friday! What does this mean for your state pension?

January 30, 2020

With the UK set to leave the EU on 31 January 2020, many of our clients are asking how their UK State Pension will be...

Things you need to do before leaving the Middle East

January 27, 2020

For most expats in the Middle East, there comes a point at which it's time to leave. This for some comes after only a few...

5 ways to safeguard your wealth in the UAE

January 27, 2020

The white-sand beaches, tax-free salaries and vibrant culture of the UAE make it a very popular destination for expats. Many people arrive with the intention...

Loans & taxes in the UAE – five things you should know

January 27, 2020

The UAE can be a very expensive place to live in. Research by Swiss multinational investment bank UBS ranked Dubai as the 3rd most expensive...

Expat parents in the UAE need to think twice before taking out personal loans

January 27, 2020

The UAE is a popular place for expats to live and work. The high salaries, great schools, idyllic weather, beautiful beaches and vibrant culture make...

A fortnightly look at global financial markets

January 26, 2020

Global stock markets continue to rally, helped by the U.S/China deal But investors should remain circumspect, as this week’s downgrade to global GDP growth by...

What is the Pension Commencement Lump Sum?

January 16, 2020

What is the Pension Commencement Lump Sum? Your Pension Commencement Lump Sum (PCLS), which is often known as the ‘tax-free lump sum', is a...

A fortnightly look at global financial markets

January 16, 2020

Investment Outlook Tom Elliott A fortnightly look at global financial markets Consensus is for further stock market gains in 2020, but much lower than the...

Are UK pensions indexed with inflation?

January 9, 2020

The basic State Pension You can claim the basic State Pension if you are: A man born before 6 April 1951 A Women born before...

Ways to boost your pension in the run-up to retirement

January 9, 2020

Ways to boost your pension in the run-up to retirement Whether you're 40 years from retirement or you're retiring next year it's always worth exploring...

Is There Australian Tax Due on a UK Pension Scheme?

January 8, 2020

Is there Australian tax due to pay on a UK pension scheme? The article will assume that any UK nationals residing in Australia, or those...

What does estate planning entail?

January 6, 2020

What is Estate Planning? Your estate is everything you own, this includes your home; bank accounts, investments, personal effects, your car, everything! No matter how...

How Auto-Enrolment Works

January 6, 2020

The Pensions Act 2011 makes pension automatic enrolment mandatory within the UK under certain criteria. The legislation means that employers have to offer you a...

Tax on your UK pension

November 4, 2019

The tax you pay on your UK pension Understanding the amount of tax you will pay on your pension is a key part of...

How to stop worrying about inheritance tax as a UK citizen

November 4, 2019

How to stop worrying about inheritance tax as a UK citizen Effective Inheritance Tax planning is an important component of financial planning process, as failure...

Tax Implications of leaving the UK

November 4, 2019

Tax implications of leaving the UK This blog is a must-read for anyone emigrating from the U.K., contained within is a step-by-step guide on what...

How has Brexit affected the FTSE 100?

November 4, 2019

When David Cameron and the Conservative party campaigned for an EU referendum in 2015 it was then difficult to envisage the scale of the chaos...

Should I save for retirement when living outside the UK?

November 3, 2019

Should I save for retirement when living outside the UK? Every expat has a different story to tell. There are, however, certain things all expats...

Saving tips for young people

October 28, 2019

Make saving a habit In the early stages of your career money can often be rather scarce. Your monthly income just about covers your rent,...

Are UK pensions indexed with inflation?

October 27, 2019

Are UK pensions indexed with inflation? The basic State Pension You can claim the basic State Pension if you are: A man born before 6...

UK National Insurance Application

August 6, 2019

What is a National Insurance number? A National Insurance Number is a code used in the United Kingdom for the administration of the social security...

When should I start saving for retirement?

August 6, 2019

When should I start saving for retirement? It might seem strange in your 20s to start thinking about building your retirement pot, but in...

Living in New Zealand With a UK Pension

August 6, 2019

New Zealand New Zealand remains an extremely popular destination for British expats. The stunning nature, friendly local communities and vibrant culture make New Zealand a...

Cash Flow Planning

August 6, 2019

Cash Flow Planning One of the most important elements of personal financial planning is effective cash flow forecasting. In life, personal money shortfalls can be...

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