Your Pension Consultation
For most people, their pension represents one of their top three assets by value. However, unfortunately, many people are simply unaware of some of the key facts about their pension.
Our company specialises in improving people's knowledge of their pension(s).
By educating people on the following areas:
In the last 20 years, pension products have changed significantly, one of the most visible changes during that period has been the reduction in charges in modern pensions. Our team can find out exactly what fees you are paying on your UK pension and let you know if there are more competitive alternatives on the market.
What It's Invested In
Members of defined benefit pension schemes are promised a retirement income depending on their final salary, their years of service and the accrual rate. The scheme has absolute control over the investment decisions and risks required to fulfil the promise.
How Much It's Worth
Many people are unaware of the size of their pension savings. Good financial planning involves finding out exactly what you can expect from your scheme. Our team can research all of your UK pensions no matter how big or small to provide you with a cumulative pension figure.
Register Today For Your Complimentary Consultation
You'll also discover:
HOW MUCH TAX YOU'RE LIKELY TO PAY ON YOUR PENSION.
Depending on the size of your pension and where you will be drawing it down, there may be certain tax considerations. If you are unsure of how your pension income will affect your tax position, our advisors can clarify this for you.
THE ASSOCIATED DEATH BENEFITS.
When you pass away your surviving spouse may be eligible to receive an on-going pension from your defined benefit pension scheme. This figure is often under 50% of the amount you would have received. Our team can show you options on how you may be eligible to increase this figure.
Get Your Free Pension Tips Guide Today
Sign up below and get instant access to our online guide.
To Improve Your Pension.
© 2021, deVere Insights